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Restructuring

Our most rewarding work involves engaging with clients to identify creative solutions to opportunities and challenges as they arise. Our restructuring work has been particularly relevant in recent years as many of our clients have been forced to adapt to changing conditions in retail, travel, and technology – including those caused by the pandemic, tighter regulation, and competitive developments.

Impact Stories:

  • Restructured and optimized one of the largest big-ticket credit programs in the U.S. (supported the re-configuration of products, transitioned certain lending relationships, and optimized economics through existing providers) to generate tens of millions in annual savings for client.

  • Redesigned and restructured the primary-lending relationship for one of the largest mass merchants in the U.S. (advised on an economic reset due to a change in macro-economic factors). Initiative led to tens of millions in incremental EBIT annually.

  • Advised a leading travel company on the restructuring and consolidation of its multi-product co-brand program. Initiative led to large-scale product relaunch and the introduction of new revenue streams to client (via access to bank ecosystem assets).